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Q: What if I don't have direct deposit?
- We unfortunately cannot provide a payday
loan without direct deposit. Please speak
to your employer about setting up direct deposit
to your bank. |
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Q: How much money can I be approved for?
- You can borrow up to $500 until your next
payday (based on your take home pay). |
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Q: How long do I have before I have to repay
the loan?
- All of our loans can be out for a maximum
of 18 days, and the repayment date is always
set on your pay date through direct deposit. |
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Q: When I am applying for a payday loan, do
I have to sign anything?
- Yes, we require your authorization so that
we can deposit your loan and withdraw your
payment from your bank account. |
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Q: How fast can I get my money?
- Once we received your application, someone will call you back within the next 30 minutes to process your loan. If approved, money will be transferred into your account overnight and usually is available the next business day. |
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Q: I don't live in Canada or the USA, can
I still apply?
- Unfortunately, at this time, we only accept
applicants from the United States and Canada;
However, we are taking steps to service other
countries in the near future. |
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Q: What can I use my payday loan for?
- Use your money for whatever purpose you
wish. If you have some bills due, something
you need to buy, or just want to have some
fun! Your loan is for you to use as you wish. |
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Q: What if I have bad credit, or no credit
at all?
- We unfortunately can not provide a payday
loan without direct deposit. Please speak
to your employer about setting up direct deposit
to your bank. |
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Q: If I have a savings account with direct
deposit can I get a payday loan?
- Yes, it doesn't matter whether you have
a checking or a savings account, as long as
you have direct deposit. |
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Q: What types of fees are involved?
- Our fees are very competitive and in fact
are lower than many other on-line payday loan
providers. |
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